Debt can feel like quicksand. The more you struggle, the deeper you sink—and for many people, choosing the right way out becomes an urgent decision. Should you consolidate your debts into one payment, or is it time to consider Chapter 7 bankruptcy? Understanding the differences between Chapter 7 bankruptcy and debt consolidation is essential. Each […]
By Brian Figeroux, Esq. Receiving a lawsuit notice for credit card debt can be stressful and overwhelming, but it’s important to remain calm and take action quickly. Ignoring the lawsuit can lead to a default judgment, which may result in wage garnishment, bank account levies, or liens on property. However, by responding strategically, negotiating, and […]