Chapter 7 or Debt Consolidation? Choosing the Right Path to Financial Freedom

Chapter 7 or Debt Consolidation? Choosing the Right Path to Financial Freedom

Debt can feel like quicksand. The more you struggle, the deeper you sink—and for many people, choosing the right way out becomes an urgent decision. Should you consolidate your debts into one payment, or is it time to consider Chapter 7 bankruptcy? Understanding the differences between Chapter 7 bankruptcy and debt consolidation is essential. Each […]

What to Do If You Are Sued for Credit Card Debt: A Step-by-Step Guide

What to Do If You Are Sued for Credit Card Debt: A Step-by-Step Guide

By Brian Figeroux, Esq. Receiving a lawsuit notice for credit card debt can be stressful and overwhelming, but it’s important to remain calm and take action quickly. Ignoring the lawsuit can lead to a default judgment, which may result in wage garnishment, bank account levies, or liens on property. However, by responding strategically, negotiating, and […]