Boomers Beware: The Hidden Risks of Using Home Equity to Pay for Long-Term Care

Boomers Beware: The Hidden Risks of Using Home Equity to Pay for Long-Term Care

For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may seem like a viable option, but it carries serious financial and […]

How to Use Home Equity If You Have To: An In-Depth Analysis

How to Use Home Equity If You Have To: An In-Depth Analysis

As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful consideration, as different financial products come with varying risks and benefits. The three […]

The Economic Cost and Rejection Probability of Immigrants Self-Representing or Using Notarios for USCIS Applications

The Economic Cost and Rejection Probability of Immigrants Self-Representing or Using Notarios for USCIS Applications

By Brian Figeroux, Esq.  The process of applying for legal immigration status or work permits in the United States can be complex and costly. Many immigrants, due to financial constraints or lack of awareness, either self-represent or seek the help of unauthorized immigration consultants, often referred to as “notarios.” Unfortunately, errors in these applications can […]

Does an Annulment Prevent a Plaintiff or Defendant from Filing a VAWA Application for Immigration Relief?

Does an Annulment Prevent a Plaintiff or Defendant from Filing a VAWA Application for Immigration Relief?

By Brian Figeroux, Esq.  The Violence Against Women Act (VAWA) provides a pathway for survivors of domestic abuse to apply for immigration relief without relying on their abusive U.S. citizen or lawful permanent resident (LPR) spouse, parent, or child. VAWA allows these individuals to self-petition for a green card if they can demonstrate they were […]

What to Do If You Are Sued for Credit Card Debt: A Step-by-Step Guide

What to Do If You Are Sued for Credit Card Debt: A Step-by-Step Guide

By Brian Figeroux, Esq. Receiving a lawsuit notice for credit card debt can be stressful and overwhelming, but it’s important to remain calm and take action quickly. Ignoring the lawsuit can lead to a default judgment, which may result in wage garnishment, bank account levies, or liens on property. However, by responding strategically, negotiating, and […]

Extension of Temporary Protected Status (TPS) for Sudan, Ukraine, Venezuela & H-1B Final Rule, H-2 Final Rule, and Revised Form I-129

Extension of Temporary Protected Status (TPS) for Sudan, Ukraine, Venezuela & H-1B Final Rule, H-2 Final Rule, and Revised Form I-129

Extension of TPS for Sudan As required by the statute, at least 60 days before the expiration of a current Temporary Protected Status (TPS) designation or extension and after consultation with appropriate government agencies, the conditions in the foreign state must be reviewed to determine whether conditions for the TPS designation continue to be met. […]

A Comprehensive Analysis: Renewing a Green Card After Expiration with Criminal Records in New York State

A Comprehensive Analysis: Renewing a Green Card After Expiration with Criminal Records in New York State

By Brian Figeroux, Esq.  Introduction For lawful permanent residents (LPRs) in the United States, renewing a green card after it has expired is typically a routine process. However, individuals with criminal records—including arrests without convictions—may face complications, including denial of renewal or placement in deportation proceedings. This article explores whether someone with a green card […]