For many baby boomers, retirement and aging bring significant financial considerations, particularly when it comes to long-term care. As healthcare costs continue to rise, some retirees look to their biggest asset—their home—as a financial resource. Using home equity to pay for long-term care may seem like a viable option, but it carries serious financial and […]
As older adults navigate financial planning, one of the most significant assets they own is their home. In situations where additional funds are needed—especially to cover long-term care costs—home equity can be a valuable financial resource. However, accessing home equity requires careful consideration, as different financial products come with varying risks and benefits. The three […]
Aging presents various health challenges, but not all elderly individuals require the same care plan. Dementia patients need a vastly different approach to care compared to those who experience frequent falls. While both conditions impact quality of life and require medical and family intervention, dementia necessitates a structured plan that accounts for cognitive decline, decision-making […]
By Brian Figeroux, Esq. In New York, when a foreclosed property is sold for more than the outstanding mortgage debt and associated costs, the excess funds are known as surplus monies. These funds are deposited with the court and can be claimed by individuals or entities with a legitimate interest, such as junior lienholders or […]
By Mary Campbell For many non-citizens and green card holders in the United States, public assistance programs provide critical financial support, food security, healthcare, and housing assistance. However, receiving public benefits can also impact an individual’s ability to adjust status, naturalize, or petition for family members under U.S. immigration laws. Understanding how federal and state […]
By Brian Figeroux, Esq. Discharging student loans through Chapter 7 bankruptcy in New York City in 2025 is a complex process that requires careful navigation of legal procedures and a thorough understanding of the criteria involved. While traditionally challenging, recent developments have provided clearer guidelines to assist borrowers in seeking relief. This article offers […]
By Chris Tobias Construction sites are some of the most hazardous places to work, with heavy machinery, scaffolding, and elevated workspaces creating numerous safety risks. Unfortunately, fatal accidents are not uncommon in this high-risk industry. If a loved one has died as a result of a construction accident in New York, you may be entitled […]
By Brian Figeroux, Esq. | Ron Adar / Shutterstock.com Being arrested in New York City is an overwhelming and frightening experience. Whether you were wrongly accused or made a mistake, knowing your rights and taking the appropriate steps can make a significant difference in the outcome of your case. New York’s criminal justice system is […]